Retirement Planning - Waukesha Wisconsin

 

Get your investment plan back on track

In 2001, 2008 and 2015, many investors thought they were diversified, but suffered along with the declining markets.

Take back control of your financial situation and get your investment plan back on track. The Berrall Kons Wealth Management Group is here to help you reevaluate your portfolio using the unique Envision® investment planning process.

This interactive approach can help you identify what your investment priorities are and then help you make adjustments in the future as your life and the markets change.

Our Envision process offers you an opportunity to see where you are now and create an investment plan that is flexible enough to adapt to whatever life throws your way, without completely altering your unique plan.

 

Reevaluate your investment priorities

Rethink you goals, don't abandon them

To help you develop a strategy to navigate today’s unprecedented market conditions, we will discuss your current investment goals with you using our unique Envision Priority Cards. The discussion is designed to help you, and your spouse or partner, realistically clarify your financial goals and prioritize your objectives.

The information you provide is used to develop an “ideal” investment plan. You’ll also be asked to identify suitable adjustments to allow for the development of an alternative “acceptable” investment plan. These two benchmarks provide the foundation for your recommended investment plan.

In addition, your Envision Profile includes your:

  • Life goals
  • Education goals
  • Assets
  • Liabilities
  • Cash-flow requirements
  • Retirement planning needs
  • Levels of acceptable investment risk
  • Asset allocation objectives 

This allows us to help you strategically allocate your portfolio based on your needs and situation.

Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.

 

Your personal benchmark: “the dot”

The centerpiece of your Envision investment plan is a personalized  benchmark called “the dot.” Instead of only tracking your portfolio’s performance against a major standardized index, such as the S&P 500, we use the dot to monitor your progress toward achieving your life goals.

While tracking an index lets you gauge market trends and relative performance, what’s more important is how well your investments are helping you work toward achieving your unique personal goals. We can update you on your dot’s progress as frequently as you want – weekly, monthly or annually.

Envision also offers you the flexibility to adjust your priorities, if necessary, based on fluctuating market conditions or life-changing events.

Tracking progress and minimizing risk

Envision uses a powerful statistical modeling technique to help confirm you are in the right “Target Zone” to achieve your life goals, without unduly sacrificing your current lifestyle needs or being exposed to unnecessary risk. When your personal benchmark moves out of the Target Zone or your personal situation changes, we will work with you on adjustments to your plan, such as modifying savings rates or reallocating assets, to get your investment plan back on target.

Staying on-target toward achieving your goals

 

The Envision process lets us look at your profile on a regular basis and make sure that you are staying on track. Keeping your dot within the Target Zone helps ensure you’re working toward your goals without making undue sacrifices or taking unnecessary risk.

 

Will you have enough?  

Envision gives us the flexibility to adjust your profile to account for any of life’s changes, such as:

  • Increasing medical costs
  • Getting married or divorced
  • Helping a child or grandchild afford higher education
  • Caring for an elderly parent
  • Starting a second career
  • Long Term Care needs
  • Inheriting money or other assets

When things change, simply contact us to ensure your Envision profile keeps pace with your life.

 

Find your way forward in today's markets

Contact us today to schedule a confidential meeting to take a fresh look at your life goals, and to decide where to go from here using a process we call Envision.